[quote user="bansaw"][quote user="AsianGiant"][quote user="bansaw"]oh yeah, to boot when I renewed my insurance last year I just went with 3rd party liability insurance over theft and fire and all that good stuff
I'm not sure if we even have something like that here. I never heard of 3rd party liability insurance....
[/quote]PLPD I think its called
just covers anyone you hit or anything you hit....$2million coverage in case you get sued...doesn't fix your car or replace windshields or get you a rental
Ok I understand now. I don't think I have anything like that. I know there is insurance for that, my friend once was being sued for $1million and that was a battle between his insurance and the other guys insurance. It's a shame though that we need to look at insurance for all aspects of our life because you never know when a weasel will take advantage of the situation and sue you for everything you've ever earned...